Getting Approved For a Home Loan
One of the first things that needs to be addressed when purchasing a home is, "how am I going to pay for it?" There are three primary ways of purchasing a home; pay cash, get a mortgage or owner financing. The most common way of purchasing a home is by obtaining financing with a home mortgage.
Free No Obligation Pre-approvals. Apply Today!
The first step to qualifying for a mortgage, is getting pre-approved. By teaming up with one of the areas premier lenders, we can help you with this process. After you input all of your information into the side bar, you will be contacted by a representative from the Tom Jacobs Mortgage Team. They will analyze the information and let you know all the possible financing options that will be available to you. It is fast, easy and secure! Once you decide to move forward, a Tom Jacobs Mortgage Team representative will be able to assist in completing a full application and provide you with a pre-approval letter. The Tom Jacobs Mortgage Team will provide you with the best loan program options and competitive interest rates! You can get immediate assistance over the phone at (616) 622-4654.
Benefits of getting Pre-Approved
YOU will...
- Know the price range and payment you will be approved for
- How much money you will need for a down payment
- What loan programs are available to you
- Your credit score and how to improve it if needed
- Current interest rates
- Gain knowledge on the mortgage process, cost and timeframe
- Someone to contact to help walk you through the steps of purchasing
Also, sellers will be more willing to negotiate with you knowing you are approved through a reputable local lender. Some sellers will NOT accept offers without a pre-approval letter.
Programs
Our approved lenders offer many programs including FHA, Rural Development, Conventional, VA and Homepath loans. Also they provided additional mortgage services including refinancing and Reverse Mortgages.